The core of it
1 and 2 in alternation: beginning and cooperating in turns. The issue is cadence, not direction.
In love
You do not need one Big Talk. Twenty minutes a week is more realistic.
In work and money
Cut the goal into a ten-minutes-a-day version and review it in two weeks.
One thing to do today
Do two minutes today. Finish the first step and allow yourself to stop.
A number is not a verdict. It says what you are noticing, not what you will get.